Welcome to Northern State Bank!

Northern State was founded by local business professionals to provide Northern New Jersey communities with a distinctive banking alternative to the “too-big-to-fail” or “me-too” banks that blanket the northern New Jersey landscape.

Northern State operates as a full service commercial bank capable of meeting all of your banking needs. Our commercial banking teams are made up of experienced lenders that listen and then make recommendations specific to your situation. Our bankers will structure a financing package for a variety of projects including the construction of a residence or commercial office building, the acquisition of a business, professional practice or commercial real estate or to provide financing for equipment or working capital. Best of all, because we’re local, all of our decisions are made locally and in a timely fashion.

At Northern State, we take the hassle out of banking. We can collect commercial deposits via Deposit Express, our remote capture product, or via electronic ACH debit. In addition we offer a full line of consumer banking products ranging from checking and money market accounts to home mortgages and car loans.

Because we are owned and managed locally we understand the demands and needs of our fellow New Jerseyians. We offer multiple options when it comes to managing your money. Our clients can access their accounts worldwide through a surcharge free network of over 35,000 ATM’s, with over 190 locations in Bergen County alone. We also offer mobile banking services and on-line or telephone banking services so you can manage your accounts when you want, 24 hours, 7 days a week.

Northern State Bank is committed is to delivering superior banking services through experienced caring professionals to insure our client’s success.

Simply put, at Northern State Bank, Our Focus Is On You!